First time home buying is a special occasion in everyone's life. But because of the complexities around it, most people approach it with a mix of fear, anxiety, and uncertainty.This book was written with the sole purpose of making the process easier and more predictable. The book has tried to demystify the entire process by avoiding the jargon as much as possible. The book first helps you in deciding whether you are ready to buy or not and then gives a step by step instruction on what you can expect along the process should ...
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First time home buying is a special occasion in everyone's life. But because of the complexities around it, most people approach it with a mix of fear, anxiety, and uncertainty.This book was written with the sole purpose of making the process easier and more predictable. The book has tried to demystify the entire process by avoiding the jargon as much as possible. The book first helps you in deciding whether you are ready to buy or not and then gives a step by step instruction on what you can expect along the process should you decide to buy. The book takes it a step further and even advises you on steps you can take to remain a happy home owner.The book has been designed with a lot of thought, keeping you the reader in mind.It's broken down into 5 sections.Section 1 is titled "Getting Ready". It helps with the preliminary work you need to do to even consider home buying. Section 2 provides all the information you need to find your first home and get your offer accepted. Section 3 teaches you about different financing and down payment options.Section 4 details the loan process and the blunders to avoid. Section 5 is all about life after home ownership. From decorating ideas to how to pay off your mortgage faster, you will find invaluable tips in this section to stay a happy homeowner for years to come.Authored by Shashank Shekhar, a mortgage industry veteran and one of the top Loan Officers in the country, the tips and tricks come directly from the trenches.
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Fine. Trade paperback (US). Glued binding. 212 p. In Stock. 100% Money Back Guarantee. Brand New, Perfect Condition, allow 4-14 business days for standard shipping. To Alaska, Hawaii, U.S. protectorate, P.O. box, and APO/FPO addresses allow 4-28 business days for Standard shipping. No expedited shipping. All orders placed with expedited shipping will be cancelled. Over 3, 000, 000 happy customers.
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Supports Goodwill of Silicon Valley job training programs. The cover and pages are in very good condition! The cover and any other included accessories are also in very good condition showing some minor use. The spine is straight there are no rips tears or creases on the cover or the pages.
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Supports Goodwill of Silicon Valley job training programs. The cover and pages are in Good condition! Any other included accessories are also in Good condition showing use. Use can included some highlighting and writing page and cover creases as well as other types visible wear.
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Very good. Open Books is a nonprofit social venture that provides literacy experiences for thousands of readers each year through inspiring programs and creative capitalization of books.
Choose your shipping method in Checkout. Costs may vary based on destination.
Seller's Description:
Fine. Trade paperback (US). Glued binding. 212 p. In Stock. 100% Money Back Guarantee. Brand New, Perfect Condition, allow 4-14 business days for standard shipping. To Alaska, Hawaii, U.S. protectorate, P.O. box, and APO/FPO addresses allow 4-28 business days for Standard shipping. No expedited shipping. All orders placed with expedited shipping will be cancelled. Over 3, 000, 000 happy customers.
Amazon.com best-selling author Shashank Shekhar succeeds again in his stellar new book My First Home: A Step-by-Step Guide to Achieving the Ultimate American Dream. Packed full of useful information and clear info graphics, this book should top the reading list of anyone who wants to buy their first home.
Although my own first home was purchased years ago, I was still able to glean information from this book, especially in the area of finances. Also, I plan to keep this book on hand in case I ever move. Shekhar gives great detailed explanations about all those papers you have to sign at closing and what each mean.
My First Home begins by asking the reader if they are ready, and how they know when is a good time to start looking. Then in clear layman's terms, Shekhar talks about credit: how to establish it, do you have enough of it, and what can you do if yours is bad? He explains why it is more important than ever to have good credit nowadays, then lays out different ways to get into a house even if you don't have the full down payment or haven't got the best credit.
An important element for me is that Shekhar realizes how much of an emotional decision home buying is. It's a big step, and a home is much more than a purchase, especially for those of us who plan to raise children. Shekhar, a father with two daughters, understands the impact a home purchase can have on family, and how it establishes the foundation for a better future for our kids. He backs up these emotional decisions with solid statistics, showing that children of homeowners are 59% more likely to become homeowners themselves, 25% more likely to graduate from high school, and 116% more likely to graduate from college than renters.
Shekhar has an impressive record of knowledge and is considered one of America's Premiere Mortgage Lenders. Founder and CEO of his own lending company, he is the recipient of numerous awards and has been published in Yahoo! News, FOX, Washington Post, Bankrate.com, Huntington Post and several other media outlets for his expertise.
This comprehensive, how-to guide is one of the most clear, concise books I've read on this topic. It takes something that seems so complicated to most of us, and whittles it down into a manageable step-by-step process. I highly recommend this to anyone thinking of purchasing a home. It would be a great gift for a newly married couple.
