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Very good. Ex-library. Trade paperback (US). Glued binding. 202 p. Opposing Viewpoints (Paperback). Audience: Young adult. LCCN 2009046721 Type of material Book Main title Alternative lending / Amanda Hiber, book editor. Published/Created Detroit: Greenhaven Press, c2010. Description 202 p.; 24 cm. ISBN 9780737747539 (hardcover) 0737747536 (hardcover) 9780737747546 (pbk. ) 0737747544 (pbk. ) LC classification HG3701. A298 2010 Related names Hiber, Amanda. Summary From Booklist: "Each volume in the Opposing Viewpoints Series could serve as a model-not only providing access to a wide diversity of opinions, but also stimulating readers to do further research for group discussion and individual interest. Both shrill and moderate, the selections by experts, policy makers, and concerned citizens-include complete articles and speeches, long book excerpts, and occasional cartoons and boxed quotations-all up to date and fully documented. The editing is intelligent and unobtrusive, organizing the material around substantive issues within the general debate. Brief introductions to each section and to each reading focus the questions raised and offer no slick answers." Contents How does alternative lending compare to traditional lending? Nontraditional lending offers viable alternatives to traditional lending / Kathy Chu; Alternative lending is riskier than traditional lending / Anthony DiSimone, Jason Perri; Alternative mortgage loans are riskier than traditional mortgages / Kirstin Downey; Traditional lending should be as accessible as alternative lending / William J. Clinton, Arnold Schwarzenegger--Is payday lending a beneficial alternative to traditional lending? Payday lending provides opportunities for borrowers / Economist; Payday lending traps borrowers in a cycle of debt / Center for Responsible Lending; Payday lenders target the military / Mike Woelflein; Payday lenders target the elderly and disabled / Ellen E. Schultz, Theo Francis; The government should protect citizens from predatory payday lenders / Alexander Bartik et al.; The government should allow citizens the choice to use payday lenders / George Leef--Is peer-to-peer lending an effective alternative to traditional lending? Peer-to-peer lending offers small business owners a beneficial alternative to banks / John Tozzi; Peer-to-peer lending offers citizens the chance to help others / Laura Vanderkam; Peer-to-peer lending is often not beneficial for lenders / Michelle Singletary; Peer-to-peer lending sites can self regulate / Stacy Teicher Khadaroo; Government oversight of peer-to-peer lending is not necessarily negative / Eileen Ambrose--Does microlending help the poor? Microloan programs help the poor achieve self sufficiency / Muhammad Yunus; Microcredit has a limited capacity for ending global poverty / Robert Pollin; Microloans do not encourage the economic growth that developing countries need / James Surowiecki; Microloans empower poor women and enhance gender equity / Zarina Geloo; Microloans do not necessarily enhance gender equity / Susan F. Feiner, Drucilla K. Barker; Microlending in Mexico enables poor citizens to stay in their home country / Lourdes Medrano; Microlending in Mexico makes many poor citizens even poorer / Keith Epstein and Geri Smith. Subjects Loans--Juvenile literature. Notes Includes bibliographical references (p. 188-191) and index. Series Opposing viewpoints series Opposing viewpoints series (Unnumbered) Dewey class no. 332.2 Other system no. (OCoLC)ocn441154100
