The health insurance is one of the most important insurance concerning the public since it serves to protect insured individuals from potential financial loss. This has been based on the theory of expected utility and the assumption that people generally prefer to lower risk uncertainty. In the early 1960s, Arrow argued that because of it's risk-avoidance aspect, health insurance has been desirable. Nonetheless, the generous coverage of some health insurance schemes would create large moral hazard by which health insurance ...
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The health insurance is one of the most important insurance concerning the public since it serves to protect insured individuals from potential financial loss. This has been based on the theory of expected utility and the assumption that people generally prefer to lower risk uncertainty. In the early 1960s, Arrow argued that because of it's risk-avoidance aspect, health insurance has been desirable. Nonetheless, the generous coverage of some health insurance schemes would create large moral hazard by which health insurance becomes undesirable This work seeks to find out the relationships between the individual's type of health insurance and the non-medical aspects of healthcare
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