The Law of Fire and Life Insurance: With the Latest Decisions, and an Appendix, Containing Tables for Three Lives, Tables for Benefit Clubs, and Other Practical Rules and Tables
The Law of Fire and Life Insurance: With the Latest Decisions, and an Appendix, Containing Tables for Three Lives, Tables for Benefit Clubs, and Other Practical Rules and Tables
This historic book may have numerous typos and missing text. Purchasers can download a free scanned copy of the original book (without typos) from the publisher. Not indexed. Not illustrated. 1846 Excerpt: ...invalidate the policy, according to the practice of most of the offices. The age, and habits as to temperance, are elements of the risk; as are also residence within certain limits, as to locality and climate. Several of the new offices waive the condition of exact date of birth, and also by an extra premium cover any ...
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This historic book may have numerous typos and missing text. Purchasers can download a free scanned copy of the original book (without typos) from the publisher. Not indexed. Not illustrated. 1846 Excerpt: ...invalidate the policy, according to the practice of most of the offices. The age, and habits as to temperance, are elements of the risk; as are also residence within certain limits, as to locality and climate. Several of the new offices waive the condition of exact date of birth, and also by an extra premium cover any change of residence; and in some few establishments, such extra premium is taken to cover defects of health (). These cases will be further gone into in the next chapter. Sometimes a question arises as to the time when death happened; where the party has sailed on a voyage, and the ship is presumed to have been lost, this is a question for a (p) Lamleneau v. Desborough, 3 Carr. & P. 353. (y) Maynard v. Rhode, 1 Carr. & P. 360. See post, Watson v. Bevern, lb. p. 363; Morrison v. Muspratt, 3 Bing. 60. (r) Lackyer v. Offiey, 1 T. R. 252; 2 Dow & Clark, 1. () 3 Russ. 351; Holland v. Disney, 4 Bligh, 194; and see cases cited. () See prospectuses of the "Alfred," " Britannia," " Church of England," "Medical and Invalid," " Promoter." jury. A verdict was returned for the plaintiffs in an action to recover from the insurers the sum insured on the life of L. Macleane, Esq., from 30th January, 1777, to 30th January, 1778: the evidence being, that about 28th November, 1777, Macleane sailed from the Cape of Good Hope in the Swallow sloop of war. Several captains of vessels, who had sailed the same day, believed that the Swallow must have been as forward on the voyage as their ships on the 13th or 14th January, 1778, the period of a violent storm; the Swallow was much smaller than their vessels, which with difficulty weathered the storm (u). CHAPTER VII. MISREPRESENTATION CONCEALMENT NON-COMPLIA...
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