With an ageing population and shrinking state pensions, never has the question of how to prepare for retirement been more pressing. According to the Department of Work and Pensions, only 40 per cent of adults are putting aside money for their old age. Younger people often have so many financial demands that pensions are something they feel they can worry about 'later'. Older people, too, are finding themselves victims of loopholes in the law or bad pension fund management. With practical and balanced advice that takes into ...
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With an ageing population and shrinking state pensions, never has the question of how to prepare for retirement been more pressing. According to the Department of Work and Pensions, only 40 per cent of adults are putting aside money for their old age. Younger people often have so many financial demands that pensions are something they feel they can worry about 'later'. Older people, too, are finding themselves victims of loopholes in the law or bad pension fund management. With practical and balanced advice that takes into account all the other demands on our pockets, "Live Long and Prosper" includes: a clear explanation of the importance of pension saving; extensive FAQs on topics such as different types of pension, how much to pay in, and alternatives; comprehensive and authoritative advice on where to get your pension and how to assess its quality; help on what to do if you've been given bad advice; a directory of further help and information sources and a pension contributions calculator. As well as untangling current pension laws, this book will help everyone understand the important changes in pension rules that will take place in April 2006.
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