This historic book may have numerous typos and missing text. Purchasers can download a free scanned copy of the original book (without typos) from the publisher. Not indexed. Not illustrated. 1919 Excerpt: ...societies to which he must belong, certain school and social expenses which, being a teacher, he must meet. Mr. Wheeler's reading comprises the daily newspapers and his obligations are optional. The "budgets" of these two families would therefore differ widely, even though they had the same income and the same number ...
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This historic book may have numerous typos and missing text. Purchasers can download a free scanned copy of the original book (without typos) from the publisher. Not indexed. Not illustrated. 1919 Excerpt: ...societies to which he must belong, certain school and social expenses which, being a teacher, he must meet. Mr. Wheeler's reading comprises the daily newspapers and his obligations are optional. The "budgets" of these two families would therefore differ widely, even though they had the same income and the same number of children, principally because they wanted to do different things and achieve different results. The author has given these two opposing cases in this detail to illustrate the point that a budget must not be based blindly on "typical" budgets or the experiences of others, no matter how excellent or helpful they may be. The budget of each family, as said before, must stand or fall alone, and be based exactly on what that particular family wants to achieve most out of its life. All that other budgets can do is to suggest the apportionment of a given income for a given number of persons. It has always been a source of disagreement for the author to hear other authorities say, "Given $100 a month, then $25 a month must be spent for food;" or, "If the annual income is $2,000, then 20% must be spent for clothes," etc., etc. From the two contrasts given above, it will be readily seen that differing families have different needs. General Laws Or Estimates Which Will Help Make Individual Budgets From thousands of actual budgets studied 'by experts a number of helpful generalizations have been deduced. For instance: 1. The lower the annual income, the higher the per cent that will have to be spent on food. Conversely--2. The higher the annual income, the lower the per cent necessary to be spent on food. (Example--on an income of $600, 40 per cent must be spent to maintain family in health, while on an income of $...
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