Foreclosed explains the rise of high-risk lending in the 1990s and early 200s and why these newer types of loans--and their associated regulatory infrastructure--failed in substantial ways, leading to the economic collapse of 2008.
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Foreclosed explains the rise of high-risk lending in the 1990s and early 200s and why these newer types of loans--and their associated regulatory infrastructure--failed in substantial ways, leading to the economic collapse of 2008.
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Very good in very good dust jacket. Ex-library. Sewn binding. Cloth over boards. With dust jacket. 251 p. Contains: Unspecified, Maps, Figures. Audience: General/trade. LCCN 2008052549 Type of material Book Personal name Immergluck, Daniel. Main title Foreclosed: high-risk lending, deregulation, and the undermining of America's mortgage market / Dan Immergluck. Published/Created Ithaca: Cornell University Press, 2009. Description x, 251 p. : ill.; 24 cm. ISBN 9780801447723 (cloth: alk. paper) LC classification HG5095. I45 2009 Contents U.S. mortgage market development and federal policy to the early 1990s--Mortgage market disparities and the dual regulatory system in the twentieth century--The high-risk revolution--Mortgage market breakdown: the contributions of transactional failures, conflicts of interest, and global capital surpluses--The economic and social costs of high-risk mortgage lending--High-risk lending and public policy, 1995-2008--Policies for fair, affordable, and sustainable mortgage markets. Subjects Mortgage loans--United States. Mortgage loans--Government policy--United States. Subprime mortgage loans--United States. Foreclosure--United States. Financial services industry--Deregulation--United States. Housing--Finance--Government policy--United States. Financial crises--United States. Notes Includes bibliographical references (p. 225-240) and index. Dewey class no. 332.1/753 Geographic area code n-us---
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