Creating and Governing an Integrated Market for Retail Banking Services in Europe: A Conceptual-Empirical Study of the Role of Regulation in Promoting a Single Euro Payments Area
Creating and Governing an Integrated Market for Retail Banking Services in Europe: A Conceptual-Empirical Study of the Role of Regulation in Promoting a Single Euro Payments Area
The creation of the Economic and Monetary Union (EMU) has accelerated the harmonization process of regulation and governance in Europe. However, the integration of fragmented retail banking markets still represents a difficult task for regulators. This book investigates the role of EU policy in creating a single market, addressing explicitly questions on the choice of policy measures to overcome barriers to integration persistent in these markets. Based on an analysis of different regulatory theories, the author develops a ...
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The creation of the Economic and Monetary Union (EMU) has accelerated the harmonization process of regulation and governance in Europe. However, the integration of fragmented retail banking markets still represents a difficult task for regulators. This book investigates the role of EU policy in creating a single market, addressing explicitly questions on the choice of policy measures to overcome barriers to integration persistent in these markets. Based on an analysis of different regulatory theories, the author develops a conceptual framework and illustrates its applicability to the case of the Single Euro Payments Area (SEPA) initiative. The fact that a single market has not yet evolved is less a sign of market or coordination failures than of government failures. The author concludes that, despite the political resistance from national interest groups, regulatory barriers need to be removed first to provide a level playing field for banks and a safe legal environment for consumers.
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Add this copy of Creating and Governing an Integrated Market for Retail to cart. $79.10, new condition, Sold by Media Smart rated 4.0 out of 5 stars, ships from Hawthorne, CA, UNITED STATES, published 2011 by Peter Lang GmbH, Europaischer Verlag der Wissenschaften.
Edition:
2011, Peter Lang Gmbh, Internationaler Verlag Der Wissenschaften
Add this copy of Creating and Governing an Integrated Market for Retail to cart. $108.69, new condition, Sold by Ingram Customer Returns Center rated 5.0 out of 5 stars, ships from NV, USA, published 2011 by Peter Lang Gmbh, Internationaler Verlag Der Wissenschaften.
Edition:
2011, Peter Lang Gmbh, Internationaler Verlag Der Wissenschaften
Add this copy of Creating and Governing an Integrated Market for Retail to cart. $115.53, good condition, Sold by Bonita rated 4.0 out of 5 stars, ships from Newport Coast, CA, UNITED STATES, published 2011 by Peter Lang GmbH, International.
Edition:
2011, Peter Lang Gmbh, Internationaler Verlag Der Wissenschaften