Closing the Gap to Homeownership lights the way for homebuyers to step beyond bias and reach toward equitable homeownership. The book is a valuable resource for fair housing advocates, homebuyer counselors, educators, realtors, and mortgage lenders. Readers will learn about modern-day redlining, digital redlining, reverse redlining, and what's being done to protect consumers by enforcement agencies and the U.S. Department of Justice. Packed with statistics and eye-opening facts, readers will learn about racial ...
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Closing the Gap to Homeownership lights the way for homebuyers to step beyond bias and reach toward equitable homeownership. The book is a valuable resource for fair housing advocates, homebuyer counselors, educators, realtors, and mortgage lenders. Readers will learn about modern-day redlining, digital redlining, reverse redlining, and what's being done to protect consumers by enforcement agencies and the U.S. Department of Justice. Packed with statistics and eye-opening facts, readers will learn about racial disparities in home affordability, multicultural population and homeownership trends. Tables for every U.S. state list homeownership rates and mortgage denials by race and ethnicity. Other state tables list home appreciation rates, appraisal valuations, and expanded state legislation to protect consumers based on income, ancestry, and LGBTQ+ status. Innovative mortgage programs are explained for noncitizens, self-employed borrowers, flexible credit, and streamlined documentation, along with qualifying steps and worksheets. National resources are included for affordable mortgages, down payment assistance, and housing partnership agencies. Self-advocate your way to your new home! This book empowers people to speak up, how to ask the right questions, and how to get the right answers. Included are federal provisions of the Qualified Mortgage Rule, Fair Housing Act, and Equal Credit Opportunity Act.
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PLEASE NOTE, WE DO NOT SHIP TO DENMARK. New Book. Shipped from UK in 4 to 14 days. Established seller since 2000. Please note we cannot offer an expedited shipping service from the UK.
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Fine. Trade paperback (US). Glued binding. 174 p. In Stock. 100% Money Back Guarantee. Brand New, Perfect Condition, allow 4-14 business days for standard shipping. To Alaska, Hawaii, U.S. protectorate, P.O. box, and APO/FPO addresses allow 4-28 business days for Standard shipping. No expedited shipping. All orders placed with expedited shipping will be cancelled. Over 3, 000, 000 happy customers.
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New. Trade paperback (US). Glued binding. 174 p. In Stock. 100% Money Back Guarantee. Brand New, Perfect Condition, allow 4-14 business days for standard shipping. To Alaska, Hawaii, U.S. protectorate, P.O. box, and APO/FPO addresses allow 4-28 business days for Standard shipping. No expedited shipping. All orders placed with expedited shipping will be cancelled. Over 3, 000, 000 happy customers.
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Fine. Sewn binding. Cloth over boards. 174 p. In Stock. 100% Money Back Guarantee. Brand New, Perfect Condition, allow 4-14 business days for standard shipping. To Alaska, Hawaii, U.S. protectorate, P.O. box, and APO/FPO addresses allow 4-28 business days for Standard shipping. No expedited shipping. All orders placed with expedited shipping will be cancelled. Over 3, 000, 000 happy customers.
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New. Sewn binding. Cloth over boards. 174 p. In Stock. 100% Money Back Guarantee. Brand New, Perfect Condition, allow 4-14 business days for standard shipping. To Alaska, Hawaii, U.S. protectorate, P.O. box, and APO/FPO addresses allow 4-28 business days for Standard shipping. No expedited shipping. All orders placed with expedited shipping will be cancelled. Over 3, 000, 000 happy customers.
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Seller's Description:
Fine. Trade paperback (US). Glued binding. 174 p. In Stock. 100% Money Back Guarantee. Brand New, Perfect Condition, allow 4-14 business days for standard shipping. To Alaska, Hawaii, U.S. protectorate, P.O. box, and APO/FPO addresses allow 4-28 business days for Standard shipping. No expedited shipping. All orders placed with expedited shipping will be cancelled. Over 3, 000, 000 happy customers.
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New. Trade paperback (US). Glued binding. 174 p. In Stock. 100% Money Back Guarantee. Brand New, Perfect Condition, allow 4-14 business days for standard shipping. To Alaska, Hawaii, U.S. protectorate, P.O. box, and APO/FPO addresses allow 4-28 business days for Standard shipping. No expedited shipping. All orders placed with expedited shipping will be cancelled. Over 3, 000, 000 happy customers.
Choose your shipping method in Checkout. Costs may vary based on destination.
Seller's Description:
Fine. Sewn binding. Cloth over boards. 174 p. In Stock. 100% Money Back Guarantee. Brand New, Perfect Condition, allow 4-14 business days for standard shipping. To Alaska, Hawaii, U.S. protectorate, P.O. box, and APO/FPO addresses allow 4-28 business days for Standard shipping. No expedited shipping. All orders placed with expedited shipping will be cancelled. Over 3, 000, 000 happy customers.
